Get Ready to Buy Your First Minnesota Home
How to get ready to buy your first Minnesota Home. Learn how to go from house hunter to homeowner. It’s true that buying your first home in Minnesota can seem like an overwhelming process, we are here to help make your journey from dreamer to homeowner a little easier. We will teach you what documents you will need to start the process to becoming a first time home buyer in Minnesota. Take a walk through our first time home buyer flowchart that can help answer questions about the kinds of documents you need to have prepared before you apply for a mortgage.
How Greenlaw Realty Can Help you Buy Your First Home
Buying your first home in Minnesota involves many people, documents, and tasks. These are all needed in order to make your purchase go smoothly. It’s better to get organized as soon as possible, but what exactly do you need?
To start, you should get all the paperwork that will be required gathered and organized. Here’s a list of the paperwork you’ll need to buy a home, depending on what stage of the purchase process you’re at. If you need help finding a qualified and experienced lender please let us know. We work with some of the best in the business.
To Get Pre-Qualified for a Minnesota Mortgage
1. Tax Returns (at least one year, if self-employed or commission typically 2 years)
2. W2s (last 2 years)
3. Pay Stubs (last 2 years with year-to-date earnings)
4. Bank Statements (last 2 months)
5. Investment Account Statements
6. Copy of Your Driver’s License or Photo ID
7. Credit Report
Time to Start your Minnesota Real Estate Search
Now that you have been pre-qualified you get to start looking at houses!! You will want to work with an agent that specializes in helping first time home buyers. Contact a First time home buyer agent at Greenlaw Realty today!